Regulatory

Rendering of services offered by “CARD AgroCredit” UCO CJSC” is regulated by the following main laws and regulations (normative legal acts):

Laws

1. Civil Code of the Republic of Armenia
2. RA Joint Stock Company Law
3. RA Law on Credit Organizations
4. RA Law on Banks and Banking Activities
5. RA Law on Consumer Crediting
6. RA Law on Combating Money Laundering and Terrorism Financing
7. RA Law of Financial System Mediator

Normative legal acts (Rules and Regulations)

1. CBA Regulation 8/03 “On publication of information by banks, credit companies, insurance brokers, investment companies, Central Depository, payments processing companies” CBA Regulation 8/03
2. CBA Regulation 8/05 “On minimum requirements, forms and terms of the communication procedure between the Bank and depositor, creditor and consumer”
3. CBA Regulation 13
4. CBA Regulation 14
5. CBA Regulation 15