About us

General information

“CARD AgroCredit Universal Credit Organization” CJSC was founded in June 2008 by the Center for Agribusiness and Rural Development Foundation, which is one of the leading agricultural support organizations in Armenia with rich experience in collaborating with farm enterprises and processors in Armenia.
We provide loans for modernization of production, collection of raw materials, organization of production processes and marketing of products/services, financing of seasonal production and/or commercial/trading needs, as well as offer financial leasing (leasing) of agricultural machinery and equipment.
Our customers are all such participants of agricultural commodity chain, who are engaged in farm production, processing of agricultural products and other related activities.
“CARD AgroCredit UCO” is managed pursuant to best practice corporate governance ensuring effectiveness and transparency of the Organization’s operations for its founders, state regulators, clients and partners.
The Organization offers a comprehensive package of financial services in the whole chain of farm production, processing and marketing, successfully supplementing agriculture development strategies of the Government of the Republic of Armenia (GoA) leading to sustainable livelihoods for rural populations and significant impacts on poverty reduction.
“CARD AgroCredit” UCO offers its financial services in all regions of Armenia.
General information
  • Mission
    Our mission is to promote effective entrepreneurship in communities.
  • Vision
    Our vision is to be an effective solutions provider and a preferable organization in the field of agribusiness.
Our Values
  • Transparency
  • Innovation and initiative
  • Care
  • Responsibility
Our history
General information
The official opening ceremony of “Artashat” representative office of “CARD AgroCredit” Universal Credit Organization took place on January 24, 2022.

“Artashat” representative office will serve customers of Artashat, Vedi, Ararat, as well as Vayots dzor and Syunik regions.

Currently, the company has 4 branches and 2 representative offices that provide access to services throughout Armenia.