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About Branch
“CARD AgroCredit Universal Credit Organization” CJSC was founded in June 2008 by the Center for Agribusiness and Rural Development Foundation, which is one of the leading agricultural support organizations in Armenia with rich experience in collaborating with farm enterprises and processors in Armenia.
Outstanding success
After its creation, the organization became one of the credit organizations serving the largest credit portfolio in the country with the credit component provided by the "Water to Market" program of the Millennium Challenges corporation.

The organization was able to quickly create a loan portfolio of agricultural equipment, and machinery (tractors) and successfully develop it.

Since its establishment, the capital of the company has doubled.

Now the company is considered one of the leading credit organizations in the country serving agriculture.

The organization inherited the value system of its founder and now has a motivated and creative united team. Currently, the team of the company is not inferior to the team of its founder, on the contrary, it has a caring and hardworking staff for the company.
Employees
  • Branches Armen Vardanyan External Relations/Funds Attraction Responsible
  • Branches Nune Mkrtchyan Operational systems department responsible
  • Branches Vahagn Martirosyan Head of Problem Loans Department
  • Branches Emma Khachatryan Accountant
  • Branches Gevorg Drambyan Chief Risk Management Specialist
  • Branches Ishkhan Nadaryan Problem Loans Specialist
  • Branches Ruzanna Baghdasaryan Corporate secretary
  • Branches Hasmik Adamyan Deputy Chief Accountant